A pregnant woman losing daily wages to rest before childbirth is a quiet, common cost. Since 2017, one scheme has tried to put a number on it, and pay that number back.
Must Know
PMMVY: Cash for New Mothers
What PMMVY Is
- Full formPMMVY is the Pradhan Mantri Matru Vandana Yojana.
- LaunchIt launched pan-India on 1 January 2017.
- MinistryIt runs under the Ministry of Women and Child Development.
The Cash Incentive
- First childIt gives Rs 5,000 for a first child, in two instalments.
- Second childSince 2022, it covers a second child if a girl, paying Rs 6,000.
Goals
- Wage lossIt provides partial wage-loss compensation before and after childbirth.
- HealthIt promotes health-seeking behaviour among pregnant and lactating women.
Good to Know
Design and Delivery
A Deliberate Nudge
- Girl childPaying more for a girl second child nudges families to value daughters.
Direct Transfer
- ChannelBenefits go directly into a bank or post office account via DBT.
- Full formDBT stands for Direct Benefit Transfer.
Digital Registration
- PaperlessIt offers paperless registration and a mobile app.
- SupportAnganwadi and ASHA workers assist beneficiaries.
Test Yourself
Great to Know
Why It Matters
Two Instalments
- DesignSplitting the first-child payment links cash to actual health-seeking behaviour.
A Sibling Scheme
- POSHANPMMVY and POSHAN Abhiyaan are sibling schemes under the same ministry.
Current Affairs
📰 Current Affairs
Beneficiary Outreach
- EventOn 18 July 2026, Annpurna Devi interacted with PMMVY beneficiaries in a Samvad outreach.
- SourcePIB.
PYQ
Exam Point of View
MCQ Questions
- PrelimsPMMVY and maternity benefits appear in UPSC and other competitive exams.
Written Answer Questions
- ThemeMaternal welfare and social protection are recurring GS-II themes.
Beyond the answer
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