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The IBC (Amendment) Act, 2026 introduced the Creditor-Initiated Insolvency Resolution Process (CIIRP). What does CIIRP let creditors do?

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1. The IBC (Amendment) Act, 2026 introduced the Creditor-Initiated Insolvency Resolution Process (CIIRP). What does CIIRP let creditors do?

File criminal cases against defaulting promoters directly

Trigger a faster, less court-heavy resolution route, for eligible corporate debtors

Bypass IBBI entirely and appoint their own regulator

Automatically liquidate any defaulting company without NCLT involvement

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