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Which of the following statements about UPI and Digital Rupee (CBDC) transaction records is correct?

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1. Which of the following statements about UPI and Digital Rupee (CBDC) transaction records is correct?

Both UPI and CBDC transactions appear in traditional bank statements

UPI transactions appear in bank statements, but CBDC wallet-to-wallet transfers do not, since they move outside the banking ledger

Neither UPI nor CBDC transactions appear in any record

CBDC transactions appear in bank statements, but UPI transactions do not

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