With reference to Indian financial-sector committees, which of the following pairs is correctly matched? 1) R.N. Malhotra Committee — Insurance sector reforms, formed under IRDA. 2) L.C. Gupta Committee — Derivatives trading roadmap, formed under SEBI. 3) Urjit R. Patel Committee — Housing-sector lending reform, formed under RBI. 4) Y.H. Malegam Committee — Microfinance sector reforms, formed under RBI.